Debt counseling is available in every major city and is free of charge.
Here you can get advice and, in the case of debt, think about personal bankruptcy and, if necessary, get it on the way. There are sex workers who start sex work because of debt. This is not a good prerequisite for doing sex work in the long run. If the financial pressure is too high, you can be damaged. You should be aware of that. Many people in this country are in debt, you shouldn't be ashamed to take professional advice.